Radhika Gupta’s Financial Advice: SIPs are great, but so is living life fully
New Delhi: Radhika Gupta, the CEO of Edelweiss Mutual Fund, is not your typical finance expert. While most people in the financial world keep talking about SIPs and high returns, Radhika is going viral for a very different reason, she’s telling people to enjoy life too!
In her recent social media post, Radhika began with a heartfelt Hindi line:
“Sapna lekar chali thi, ab chhoti si khushi hai… mehnat ki mithaas kuch aur hi hoti hai.”
This basically means that after chasing a dream, the small joys that come after hard work feel really special.
She believes that saving money is important, yes, but spending it wisely on experiences that bring happiness is just as valuable. Her main message is simple: Don’t just run after big numbers, enjoy the journey too.
SIPs are smart, but so is that treat after payday
While promoting Systematic Investment Plans (SIPs), she openly says, “My job is to sell SIPs, but I always tell everyone, spend on things that give you joy too.”
That’s a refreshing thought, especially in today’s time where many young people only think about returns, NAVs, and chasing the next hot stock. Radhika reminds us that life is not just about who has the most money, but who lived most happily.
And she’s absolutely right. I mean, what’s the point of saving every rupee if you don’t let yourself enjoy a little? Buying your parents something special, enjoying a solo meal, or gifting yourself a short trip once in a while, these things also matter.
Many people in India still don’t fully understand what SIPs, mutual funds, and equities are. Some even think they’re all separate things to choose from. But Radhika clears this up in a very desi way. She compares it to food, like how a thali has different items, mutual funds also offer a mix of investments. SIP is just the way to regularly eat from that thali, instead of stuffing everything in one go.
It really shows that even in 2025, India still needs more basic financial education. And it’s cool to see someone like her making it so relatable.
Apart from finance, Radhika also shares smart ideas about everyday problems. Recently, she suggested that restaurants should start offering half-plate options at slightly more than half the price. Why? Because many people end up overeating just to avoid wasting food, especially when they eat alone.
She says this small change can help fight food waste, reduce overeating, and still fit into your “tiffin budget.” And honestly, that’s such a practical idea! Especially in a country like India where portion sizes are big, and food waste is a serious issue.
Nowadays, social media is full of “finfluencers” who talk about getting rich quickly or taking risky bets. But Radhika’s voice feels like a reality check. She says it’s okay to go slow and steady. SIPs are a good option for most Indians, people who want peace of mind, not drama.
<p>The post Radhika Gupta’s Financial Advice: SIPs are great, but so is living life fully first appeared on Hello Entrepreneurs.</p>
